The settlement layer for global stablecoin payments.
Circle Payments Network connects financial institutions, fintechs, and PSPs to move money in stablecoins — globally, instantly, around the clock.
A global settlement network for stablecoin money.
Circle Payments Network (CPN) connects banks, payment service providers, and fintechs into a single coordination layer for moving value in regulated stablecoins. It orchestrates compliance, FX, and settlement so institutions can transact with each other around the clock.
CPN brings the screening, travel-rule messaging, and counterparty due diligence that regulated institutions require directly into the network layer — turning stablecoins into a viable rail for mainstream cross-border payments.
- 24/7/365 settlement in USDC and EURC
- Travel rule and screening built into the network layer
- Native stablecoin FX through StableFX and partner liquidity
Always-on
24/7/365 settlement in USDC and EURC, no banking hours.
Compliance built-in
Travel rule, screening, and KYB at the network layer.
FX-native
Built-in stablecoin FX through StableFX and partner liquidity.
Institutional rails
Banks, PSPs, and corporates onboard with managed compliance.
How CPN settles a payment.
- 1
Onboard & verify
Institutions complete KYB and join the network with managed compliance.
- 2
Quote & match
Originators request a quote; the network matches liquidity and FX.
- 3
Settle in stablecoins
Funds settle instantly in USDC or EURC, 24/7.
- 4
Reconcile
Every leg is verifiable onchain and reconcilable in your systems.
Questions worth asking.
Build with Circle.
Start in the sandbox, ship to production in days. Or talk to our team about a deeper partnership.